In Florida, whether a golf cart requires a title depends largely on its maximum speed and how it’s classified under state and federal law. Here’s what you need to know.
Florida distinguishes between standard golf carts and neighborhood electric vehicles. According to the National Highway Traffic Safety Administration (NHTSA), golf carts and similar vehicles with a top speed of no more than 20 mph (about 32 km/h) are not considered motor vehicles under federal law. Therefore, they are not required to meet the same federal safety standards as traditional motor vehicles.
In this case, standard golf carts do not require a title or vehicle registration when operated in permitted areas such as private communities, golf courses, or local roads designated for golf cart use. However, the driver must still comply with local city or county ordinances regarding age limits, usage zones, and safety equipment.
If a golf cart has been modified or originally manufactured to reach speeds greater than 20 mph (32 km/h) but no more than 25 mph (40 km/h), it qualifies as a neighborhood electric vehicles. Once reclassified as an NEV, it falls under federal and Florida motor vehicle laws and must be titled and registered.
To legally operate a golf cart as a licensed for public roads NEV in Florida, the vehicle must include the following features:
Once these modifications are complete, the NEV must be inspected and approved by the Florida Department of Highway Safety and Motor Vehicles (FLHSMV) before it can be issued a title and registered with a license plate. You will also be required to carry minimum liability insurance for operating the NEV on public roads.
Standard golf carts may be driven on roads with posted speed limits of 25 mph or less and only where local ordinances allow. However, NEV with proper equipment and registration can be driven on roads where the speed limit is up to 35 mph. They may cross roads with higher speed limits but are not permitted to travel on them for extended distances.
Using a golf cart outside designated areas or without proper safety features could result in fines or impoundment. More importantly, operating an improperly classified vehicle on public roads could present serious safety risks. By ensuring your cart is either correctly used as a non-motor vehicle or upgraded to meet NEV standards, you can enjoy both safe and legal use in Florida.
So, do golf carts have titles in Florida? The answer depends on how fast your cart can go. If it’s under 20 mph, no title is needed. But if it goes faster, it becomes a neighborhood electric vehicles and must comply with both federal and state motor vehicle laws, including titling, registration, and insurance requirements. Understanding these rules helps you avoid legal trouble and ensures you’re operating your golf cart or NEV safely and lawfully.